# M&T Bank fax numbers for mortgage, escrow and estate documents

Find M&T Bank faxes for mortgage correspondence, payoff requests, escrow bills, hardship assistance, estates and SCRA.

Country: United States
Category: Financial
Last reviewed: 2026-10-04 (published sources, not a test transmission)

## Which M&T Bank fax number should I use?

Choose the servicing task. A payoff request is separate from general mortgage correspondence; tax bills and hazard or flood insurance also have distinct destinations. Use the mortgage Estate Services route for the death-of-borrower process described in its source.

## Mortgage general correspondence

Fax: +1 866 409 4642
E.164: +18664094642

Toll-free number; service and international charges may still apply.

Written correspondence about an existing mortgage account.

Use only when: Use this line only for the named department and document type. Follow the current official form if its return instructions differ.

[M&T Bank — form and contact instructions](https://www.mtb.com/personal/mortgages-and-loans/mortgage/manage/online-information/mortgage-payment-addresses) — reviewed 2026-10-04

## Mortgage payoff requests

Fax: +1 866 409 2653
E.164: +18664092653

Toll-free number; service and international charges may still apply.

Requests for a mortgage payoff under the bank’s payoff instructions.

Use only when: Use this line only for the named department and document type. Follow the current official form if its return instructions differ.

[M&T Bank — form and contact instructions](https://www.mtb.com/personal/mortgages-and-loans/mortgage/manage/online-information/mortgage-payment-addresses) — reviewed 2026-10-04

## Mortgage tax bills

Fax: +1 817 826 0675
E.164: +18178260675

Send the tax document requested for the account or loan identified here.

Use only when: Use this line only for the named department and document type. Follow the current official form if its return instructions differ.

[M&T Bank — form and contact instructions](https://www.mtb.com/personal/mortgages-and-loans/mortgage/manage/online-information/mortgage-payment-addresses) — reviewed 2026-10-04

## Insurance Services (hazard and flood)

Fax: +1 937 525 4125
E.164: +19375254125

Send the insurance evidence requested for this loan or policy.

Use only when: Use this line only for the named department and document type. Follow the current official form if its return instructions differ.

[M&T Bank — form and contact instructions](https://www.mtb.com/personal/mortgages-and-loans/mortgages/manage/hazard-flood-insurance) — reviewed 2026-10-04

## Mortgage hardship assistance

Fax: +1 855 678 0866
E.164: +18556780866

Toll-free number; service and international charges may still apply.

Return the assistance application and its supporting financial documents.

Use only when: Use this line only for the named department and document type. Follow the current official form if its return instructions differ.

[M&T Bank — form and contact instructions](https://www.mtb.com/personal/mortgages-and-loans/mortgages/manage/paying/assistance/apply) — reviewed 2026-10-04

## Estate Services

Fax: +1 716 274 1087
E.164: +17162741087

Submit the requested deceased-account and representative-authority documents.

Use only when: Use this line only for the named department and document type. Follow the current official form if its return instructions differ.

[M&T Bank — form and contact instructions](https://www.mtb.com/personal/mortgages-and-loans/mortgages/death-of-mortgage-borrower) — reviewed 2026-10-04

## SCRA servicing

Fax: +1 888 378 8444
E.164: +18883788444

Toll-free number; service and international charges may still apply.

Documents requested for military service-related benefits.

Use only when: Use this line only for the named department and document type. Follow the current official form if its return instructions differ.

[M&T Bank — form and contact instructions](https://www.mtb.com/personal/mortgages-and-loans/repayment-assistance/servicemembers-civil-relief-act) — reviewed 2026-10-04

## Commercial Escrow Services

Fax: +1 888 964 8797
E.164: +18889648797

Toll-free number; service and international charges may still apply.

Commercial escrow account-opening documents.

Use only when: Use the required escrow forms. This commercial escrow service is separate from mortgage escrow servicing.

[M&T Bank — Commercial Escrow Services](https://www.mtb.com/commercial/deposits/escrow-migration) — reviewed 2026-10-04

## What to include in your fax to M&T Bank

Submit the current request or form with the mortgage reference. Attach the tax, insurance, hardship, estate or military evidence required for that task rather than sending one packet to several departments.

## Check the destination and prepare your cover page

Name the processing department and the exact form or request. Include the account or case reference required by the instructions, a callback number and the page count. A cover page does not replace a signature, identity check or original document required by the form.

Check the official source and recipient instructions before sending. A reviewed source confirms a published number, not live availability.

## Confirm delivery and follow up with M&T Bank

These are fax destinations, not voice support lines. Keep the transmission result and a copy of the documents. Confirm with the receiving department that the packet is complete and can be processed; a delivery receipt does not establish acceptance or a decision. Check with that department before sending a duplicate.

## How to fax M&T Bank without a fax machine

Prepare a legible PDF, verify the department and number, review the pages and authorize sending. DearFax supports [online sending](https://dearfax.com/send-fax-online) and workflows with [ChatGPT](https://dearfax.com/chatgpt) or [Codex](https://dearfax.com/codex) through [MCP](https://dearfax.com/mcp). Retain the transmission result.

## Frequently asked questions

### What M&T Bank fax number should I use?

Choose the servicing task. A payoff request is separate from general mortgage correspondence; tax bills and hazard or flood insurance also have distinct destinations. Use the mortgage Estate Services route for the death-of-borrower process described in its source.

### Does an M&T payoff request use the general mortgage correspondence fax?

No. M&T lists a separate mortgage payoff destination. Select it when requesting a payoff and follow the current payoff instructions.

### What documents can I fax to M&T Bank?

Submit the current request or form with the mortgage reference. Attach the tax, insurance, hardship, estate or military evidence required for that task rather than sending one packet to several departments.

### What should I put on a fax cover page for M&T Bank?

Name the processing department and the exact form or request. Include the account or case reference required by the instructions, a callback number and the page count. A cover page does not replace a signature, identity check or original document required by the form.

### How can I fax M&T Bank without a fax machine?

Prepare your documents as a legible PDF and confirm the recipient’s submission requirements. You can use DearFax in your browser or prepare the fax with ChatGPT or Codex through MCP. Review the number and pages before authorizing the send, then keep the transmission result. Delivery does not confirm that the recipient accepted or processed your request.

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